Mortgage Experts

Certifications and Memberships

  • Business Management & Marketing | Vanier College
  • Major in Finance, Minor in Real Estate | Concordia University
Mortgage Experts

Emmanuel Garzon

Mortgage Analyst

Bio

Beginning his professional career at a young age, Emmanuel contributed to his family business in the retail footwear industry. It was there that he gathered the importance of client relationships and personability.

Later, through mentorship, networking, and attending university, he discovered his true passion for real estate. He took an integral role within the Concordia Real Estate Club, which led him on a mission to find his place in the industry.

Emmanuel developed his underwriting skills during his first role at Montreal Mini Storage as an Acquisition Analyst. Shortly after, he found his second role at Avenir; where he gained hands-on experience in project management, construction, and development processes.

Having worked in acquisitions and development, he spent considerable time underwriting deals and trying to understand the acquisition structures. He discovered the true make-or-break of any deal: financing. With his interest peaked, he set out to acquire his mortgage brokerage license, deepen his underwriting knowledge, and identify the premier Commercial Mortgage firm in Montreal – Canada ICI.

I joined CICI because of its dedication to growth, outstanding reputation, and motivating team.

I believe the keys to success are a strong family, discipline, and relentless positive outlook.

I have my sights set on growing as much as possible at CICI and deepening my knowledge in real estate financing.

My strengths are persistence, the spirit of inquiry, and personability.

My personal core values are integrity, authenticity, and optimism.

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