Mortgage Experts

Certifications and Memberships

  • Master of Science (Finance) - John Molson School of Business
  • Bachelor of Commerce (Hons in Finance) - John Molson School of Business
Mortgage Experts

Michael Spina

Director, Mortgage Origination

Bio

Michael began his career in commercial real estate in 2022, spending three years as an underwriter before transitioning into an originator role. Over this time, he has contributed to financing transactions totaling more than $1 billion across Canada. He has developed expertise in a wide range of financing solutions, including conventional term loans, CMHC-insured financings, construction loans, bridge loans, and mezzanine and second mortgages, covering all major asset classes such as industrial, commercial, and investment properties.

At Canada ICI, Michael focuses on structuring and financing diverse commercial real estate transactions. He works closely with clients, investors, and partners to analyze market trends, assess project feasibility, and bring to life projects spanning acquisitions, refinancing’s, and new developments.

I joined CICI because of the strong talent at every level. It’s a place where I can learn from experienced colleagues and support the growth of the next generation.

I like working in commercial real estate finance because there’s a lot at stake, and it’s rewarding to help shape a city’s growth and see the impact of our work.

I believe the keys to success are patience and persistence. Meaningful results take time, and steady, consistent effort pays off.

I am motivated by delivering exceptional service and building strong, lasting relationships with both colleagues and clients.

I am looking forward to contributing to Canada’s commercial real estate landscape for years to come, experiencing diverse projects and challenges, and finding creative solutions along the way.

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